Buy Now, Sell Later
Buy the next home first. Sell on your timeline.
Summary
A Buy Now, Sell Later program allows homeowners to purchase their next home before selling their current one.
Instead of making a contingent offer or rushing to sell, homeowners can secure their new home first, move on their timeline, and then list and sell their existing property after they have moved out.
The result is a smoother moving experience and often a better outcome when selling the current home.
Benefits
- Buy before you sell
- Make stronger, non-contingent offers
- Avoid double moves and temporary housing
- Access home equity before selling
- Sell your current home vacant and market-ready
- Reduce stress and timing pressure during the transition
How It Works
1. Qualify the move-up
Determine the equity available in the departing home and the target new home.
2. Buy the new home
Buyer purchases the new home; seller moves on their timeline.
3. List the departing home
Departing home is prepped and listed to capture full market value.
4. Final settlement
Once the departing home resells, remaining proceeds are paid to the seller.
Definitions
How the offer is structured — terms, plus cash flow for the client and the agent at each closing.
Offer Terms
- Total Offer
- Market-based offer on the departing residence.
- Program Fees
- Convenience fee for buy-first flexibility.
- Estimated Closing Costs
- Seller-side costs on the departing home.
- Agent Compensation
- Commission on both the new home purchase and sale.
- Net Offer
- Equity unlocked to buy the new home + balance at resale.
Client Cash Flow
- Initial Closing
- Equity advanced to fund new home purchase (~70–80%).
- Secondary Closing
- Remaining proceeds paid after departing home resells.
Agent Cash Flow
- Initial Closing
- Buy-side commission at new home purchase; partial sell-side.
- Secondary Closing
- Remaining sell-side commission at departing home resale.